Effective July 25, 2026
By using Spendoff, you agree to these terms.
Spendoff is a free expense-tracking app with friendly monthly spending battles between people you invite.
Spendoff is informational. It is not financial advice.
Give us accurate information, and keep your account to yourself — one person per account. You're responsible for the activity on your account.
No unlawful, abusive, or hateful content — not in battle names, not in display names, not anywhere else. Don't harass other players, and don't interfere with or attempt to break the service.
If someone crosses the line, report it in-app (Report a player) or email support@spendoff.us. We may remove content or suspend accounts that violate these terms.
Standings and results are computed from what players log. A month's result settles when the month closes, and once settled it's final.
Battle owners control the win rule and the invite code. Share invite codes at your own discretion.
Your content is yours. You grant Spendoff the license needed to host and process it to run the service — including showing battle standings to the other players, as described in the privacy policy.
You can stop using Spendoff or delete your account at any time. We may suspend or terminate accounts that violate these terms.
Spendoff is provided "as is", without warranties. To the extent permitted by law, our liability is limited.
We may update these terms; continued use after an update means you accept the new version. Material changes get a new effective date on this page.
Questions about these terms? Email support@spendoff.us.